top of page

Our Commitments to YOU...
* Benefits are paid DIRECTLY TO YOU, to use any way you see fit
* Benefits are paid IN ADDITION to any other insurance you may have
* Claim payments are DEPO
SITED DIRECTLY to your bank account, at your option
* Coverage is GUARANTEED RENEWABLE for life as long as premiums are paid on time - only you can cancel
* Your phone calls are answered by a LIVE PERSON - all services are provided in the United States
* Premium DOES NOT INCREASE with age or because of claims
* We have NEVER RAISED A RATE on an existing policy/certificate holder

Customizable Options to Fit Your  Needs

Four Coverage Plans Available: Single, Single Parent, Couple and Family

Coverage Plans to Fit your Budget: Base, Standard, Preferred and Elite

Select Your Own Billing Date: Set your plan for Annual or Monthly Payments AND select your preferred payment date. 

Return of Premium
Issue Age 65 and Under

* Our program makes sense even if you never file a claim!
* We will RETURN YOUR PREMIUM, less any claims paid, when your policy matur
* If all covered adults pass away for any reason before the policy reaches maturit
we immediately RETURN YOUR PREMIUMS, less any claims paid!


Click on your state below to learn more. 
bottom of page